How soon after setting up an HMO do you have to apply for a licence?

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    How soon after setting up an HMO do you have to apply for a licence?

    How soon after setting up an HMO do you have to apply for a licence?

    #2
    It depends on the local authority and the HMO.
    Usually before you start letting.
    When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
    Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

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      #3
      Where I live it’s a minimum of 8 weeks from the applicant providing all the information required .

      as I understand it, you can’t let before it’s approved

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        #4
        Can I ask if there is a mortgage on the property , if yes have you established whether your lender will allow for this and furthermore advised the Insurance Company. of your intentions. I ask this as I do come across prospective clients who believe that they can do as they like once the conventional BtL mortgage has been completed , this is wrong as if there is a need for a Mandatory License , the Local Authority will notify your lender so always best to be ahead of the curve.

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          #5
          That's an interesting point because where local authority's have changed the criteria to turn a normal BTL into an HMO it is impossible to ask prior consent of mortgagee or insurer.

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            #6
            I agree , however as per the first part of my response , there is nothing which prohibits making an enquiry as to whether the lenders criteria extends to HMO's , if the response is negative and it is intended that three or more persons ,of a non family unit will occupy then the decision is to either keep the property in its existing form of a family let or remortgage to a lender whose criteria accommodates HMO's.

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              #7
              It depends. I have a 5 bed HMO in which I was only letting 4 beds so I didn't have to license it. It was already inspected by the council. I decided to let it as 5 beds, told the council and applied for the licence. The council came round again and OK'd it. You have to be a responsible person to let a HMO.

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