Rent overdue

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    Rent overdue

    I have a tenant in a 4 bed HMO whose rent is overdue. Their rent was due on 24th and they have been in the property since September 2019. They have a 6 month AST with a 2 month break clause and rolling monthly thereafter with one months notice then required. The other tenants have been there much longer and there have been no issues that I am aware of. One of the other tenants has informed me they rarely see this fourth tenant and that they don't speak much to others in the house.
    I emailed this tenant on Friday, I have had no response and I've checked my bank account and no payment has been made. My next step will be to follow up with a phone call on Monday. I don't want to be viewed as harassing them however. For those who have been in similar situations what procedures do you have for dealing with late payers? The tenancy agreement has some flexibility if they are not happy in the house but they haven't communicated with me about any issues.

    #2
    I decided to follow up on my email with a brief text message as opposed to calling and they responded promptly and paid, they are young (21) and this seems to be an effective way of communicating with them. They explained they are having issues with their emails, although they have given that excuse once before. Its the second late payment in 4 months and I suspect it may not be the last. I guess with this one I might just have to keep reminding them when rent gets overdue.

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      #3
      Why not ask them to set up a standing order? Explain politely that if they keep paying late you will have to ask them to leave.

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        #4
        Serve s8g10 TODAY both physically and by email. Tenant may take hint. Explain "intentionally homeless" verbally. No reference or a full, honest one
        I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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          #5
          From my experience and I apologise for the cynicism but I have found that those in their early 20’s are more prone to being in arrears and are very quick to make contact with the CAB where the advice is definitely not in favour of the Landlord.
          I know it is a sweeping generalisation but having been involved in the management of over 20 properties in one specific geographic location until last year , where tenants in this age bracket and single mothers , the propensity to put the rent at the bottom of the financial priorities was a common factor.

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            #6
            After the awkwardness of having to nag for rent, I set up a standing order letter which tenants signed on the day of moving in, requesting rent be paid into our account on a specific day of the month. It doesn't entirely cover you, because if the tenant is overdrawn on rent day, the bank won't pay you, but if you ask the tenant when they are paid, and suggest that you juggle the first rent payment so that the second and every subsequent comes out the day after their payday, for their own convenience, so that they know where they stand, then they have rarely defaulted, and it does indeed help them to manage their finances.

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              #7
              This tenant made the next payment one day early but now they are late again. I had a feeling after the recent announcement regarding evictions that this tenant might not pay. In the 6 months this tenant has been in the house this is the third time their rent has become overdue. This is the third time I've had to notify them of rent not being received, I haven't waited quite as long this time due to having to repeatedly remind them but although I saw they read the Whatsapp message I sent this evening they did not respond this time.
              They have a 6 month AST so this is now rolling monthly. It could be given the current situation they have difficulty paying but they haven't communicated about any issues. Given they are a repeat late payer they might be taking advantage of the situation. Am I right in understanding I can't even start any eviction proceedings until probably around mid June now? Its seems I can only wait now. I very much doubt with this one that they will agree to any repayment plan at a later date like the government is expecting.

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                #8
                Just to add, this tenant works part-time and studies part-time. I know they spend some of the week at their parents a few hours away. Given the lock down they must either be at my property or their parents I expect, they shouldn't be travelling between the both still. If it is the situation where they are staying at their parents where would I then stand?

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