I am in trouble

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    I am in trouble

    The two guys signed contract with me and then brought girlfriends here. I was told I need a license. So I applied and now in processing The council told my bank I applied for a HMO the bank told me I will be in breach of the mortgage conditions and will affect future lending decisions as my mortgage is BTL not HMO type. Mine is small three beds ground floor flat. Please give a solution thanks a lot.

    #2
    I wonder if you really need the license. Do the girlfriends actually get their post at the flat, or are they still registered elsewhere?

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      #3
      Two couples. The rule says if more than 3 share facilities. Now the big problem is the bank. Will I lose my property? Can I tell them I will cancel my application and let it to a family instead?

      Comment


        #4
        Never let sharers sign a tenancy agreement unless they are married. Unmarried sharers should live on the street care of the expert and caring assistance offered by local Councils. Or they should pay MUCH higher rents commensurate with the risk you take.

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          #5
          Seems to me that the girlfriends are just lodgers. Therefore if anyone needed to apply for an HMO license, it was your tenants.

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            #6
            It is always landlord apply for license, tennAnts?

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              #7
              Originally posted by Uklondoner View Post
              It is always landlord apply for license, tennAnts?
              Well, they are their girlfriends' landlords, albeit that the rent is not paid in cash.

              Comment


                #8
                What I am really concerned to know is how one tells whether boy and girl living in the same room(s) form a family unit. The reason for my concern is that when I served my "How to Rent" booklet dated 12/12/2017 issue 2.33, form 55b that I issued (the bonking certificate) was the wrong issue dated 12/11/2017.

                The question is whether or not one has to prove the bonking, and what happens if the certificate is incorrect. I was thinking of getting the greenshirts to do a surprise bonking check one night. However it then struck me that if the boy in room one happens to share a bonking partner with the boy in room 2, whether the whole can be seen as one family unit. And what if there are kids?

                Or should I just evict the lot and be done with it?

                Comment


                  #9
                  It depends how many people. It is more than 3 and not a family

                  Comment


                    #10
                    Uklondoner, do not cross-post in multiple forums please.
                    I also post as Mars_Mug when not moderating

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