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Started by loanarranger, 23-12-2015, 18:43 PM
279 responses
21,165 views
0 likes
Last Post loanarranger  
Started by Propertygoesup, 27-07-2018, 09:04 AM
19 responses
408 views
0 likes
Last Post hech123
by hech123
 
Started by Mrbreaker, 08-10-2018, 15:57 PM
8 responses
72 views
0 likes
Last Post Mrbreaker  
Started by Zaffiro, 09-10-2018, 11:31 AM
6 responses
117 views
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Last Post Zaffiro
by Zaffiro
 
Started by Propertygoesup, 10-10-2018, 09:58 AM
1 response
40 views
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Last Post Mrs Mug
by Mrs Mug
 
Started by alice123, 05-10-2018, 17:47 PM
20 responses
198 views
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Last Post loanarranger  
Started by craig2222, 05-10-2018, 20:16 PM
Started by Landlord2015, 04-10-2018, 11:03 AM
6 responses
84 views
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Last Post loanarranger  
Started by Gordon999, 02-10-2018, 08:47 AM
5 responses
70 views
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Last Post Gordon999  
Started by Beanbag75, 01-10-2018, 10:54 AM
3 responses
51 views
0 likes
Last Post theartfullodger  
Started by craig2222, 29-08-2018, 09:06 AM
34 responses
566 views
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Last Post leaseholder64  
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Latest Topics

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  • Mortgage News
    loanarranger
    The following article has appeared in one of the Mortgage Trade journals reporting on views expressed by the Association of Mortgage Intermediaries an influential trade body within the mortgage industry.

    "Mortgage rates are likely to rise in the first quarter of 2016 as lenders look...
    23-12-2015, 18:43 PM
  • Reply to Mortgage News
    loanarranger
    Correct, I spoke with Paragon this morning and indeed they are using Sonia as the basis of rate setting rather than 3 Month Libor but this only applies to loans which were indeed linked to Libor but any mortgage offers being made now quote a reversionary rate which is between 4.85% and 5.60 depending...
    19-10-2018, 10:43 AM
  • Reply to Mortgage News
    boletus
    Phew! You had me worried there.
    It is not a SVR set by the lender, it is a replacement index independent of their control;

    https://www.mortgagefinancegazette.c...or-04-09-2018/

    LIBOR is to be replaced, for GBP Sterling, with an updated...
    19-10-2018, 08:08 AM
  • Reply to Mortgage News
    boletus
    Can they do that? Surely if borrowers signed up for a LIBOR tracker, the lender can't just alter the terms onto a SVR of their choosing.

    Mortgage Express, amongst others, tried and failed with their BofE base rate tracker mortgages.

    Is this only for new lending?

    ...
    19-10-2018, 07:31 AM
  • Reply to Mortgage News
    loanarranger
    Lenders criteria may get tougher in 2019
    At a conference with lenders yesterday it was revealed that the Financial Conduct Authority was expressing reservations on the methodology of data being remitted by lenders and its potential impact on lending and the market as a whole both for Regulated&...
    19-10-2018, 06:21 AM
  • Reply to Mortgage News
    loanarranger
    Libor linked Mortgages changes
    Loans that are presently linked to 3 month Libor will shortly be abolished with lenders applying a new rate which is akin to a Standard Variable rate. The downside to this is that it removes the transparency of knowing that at the quarterly review date the 3 month...
    19-10-2018, 06:07 AM
  • help, what to do with mortgage?
    logan5
    ok situation is:


    own a house that have been renting out and now want to sell. the house has been on the market for 9 months, which isn't unsual in this area. the tenant has now decided to move out and has bought there own place.


    im now staring at an interest only...
    07-10-2018, 10:01 AM
  • Reply to help, what to do with mortgage?
    loanarranger
    Whilst there is nothing to stop an AST being created for a minimum period of three moths or even less but before you make such a move check your terms of mortgage as it can stipulate a minimum term of 6 months.
    Everyone has a view regarding the best tactics when selling a property , you just...
    18-10-2018, 21:05 PM
  • 1 Property in The Bag - Now what? Need Advice Please!
    Johnwb89
    Hhey everyone!

    I hope everyone can appreciate with this post, I know I am a very fortunate person, and I don't deserve it, but either way...

    I've just turned 29 and I have been given a property worth £60k from my dad with no mortgage getting £420pcm (only getting this in...
    18-10-2018, 13:12 PM
  • Reply to 1 Property in The Bag - Now what? Need Advice Please!
    boletus
    Why do you need to live in such a huge house? (Or smaller house in a very expensive area)

    How much graft are you prepared to put in? 10 bed benefits HMO in Attercliffe or 3 bed semi in posh commuter Barlborough?

    Personally, as a law abiding landlord, I'd avoid investing in...
    18-10-2018, 17:50 PM
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