Property Laws governing FDI into UK property

  • Filter
  • Time
  • Show
Clear All
new posts

    Property Laws governing FDI into UK property

    Hello All,

    This is my first time posting here!

    I hope somebody can help me with identifying the UK laws that govern foreign direct investment (FDI) or foreign buyers buying UK property?

    Any help will be great!

    1. Transfer of funds to UK solicitor may be subject to Money Laundering checks and you should look for advice from your bank ( in UK ). The UK estate agents are regulated under the Moneylaundering Act and may want to know the origin of your funds.

    2. This tax office guide ( below ) for registration by non-resident landlords may help you :


      It seems the wikipedia website has FDI to mean buying a controlling interest in another company . It means the response in post 2 is wrong.


      Latest Activity


      • Higher rate loans
        I have sourced a loan which is a second charge taken across the remaining equity in my property portfolio. My portfolio is at approximately 75% LtV. The gross value across 5 properties is £2.2m with outstanding mortgage balances of £1.5m soon to rise to £1.7m. I am hoping to release approximately...
        21-10-2019, 14:48 PM
      • Reply to Higher rate loans
        From what I understand the second charge is levied against individual properties until the required funds are raised. I.e. £100k against property 1, £80k against property 2 and so on. The lenders I currently use (BM and Aldermore) allow second charges as I have had them previously. If I was to move...
        22-10-2019, 07:53 AM
      • Reply to Higher rate loans
        I agree completely with JPKeates, it is a matter which taxes any broker when clients are seeking to release equity but their present lenders do not offer further advances; I suspect that you have already investigated this and have been redirected to a type of lender of last resort” who creates a legal...
        21-10-2019, 15:38 PM
      • Reply to Higher rate loans
        Are you sure your mortgage lender will consent to a second charge on the portfolio?
        I think the question might be academic, because I'd be amazed if they would.
        21-10-2019, 15:06 PM
      • Moving back in to BTL purchased under company
        Hello everyone,

        If a house is purchased under a company with BTL mortgage, is it possible later on to switch to residential mortgage so that the company director can stop letting it out and use it as main residence? Does residential mortgages for companies exist? Will it have an exorbitant...
        14-10-2019, 18:52 PM
      • Reply to Moving back in to BTL purchased under company
        Residential mortgages are for "owner occupiers". A company is not "occupier" like a person occupies a residential property,
        21-10-2019, 09:35 AM
      • Pay off residential with buy to let

        First poster here looking for advice, this is our situation. We have one buy to let property mortgaged at £40000 and worth around £130000 and our home with a £65000 mortgage worth around £190000. We are looking to move house but keep both properties. Would it be wise to paid...
        15-10-2019, 19:42 PM
      • Reply to Pay off residential with buy to let
        On a personal level I believe you have made the right decision. Best of luck going forward.
        21-10-2019, 05:39 AM
      • Reply to Pay off residential with buy to let
        Oriiginal poster here. Thanks for the great advice. After careful consideration we have decided to raise capital from remortgaging the buy to let to pay our residential mortgage off. I think the safety net option is best. Gives us exit if required in the future even though it goes against my instinct...
        20-10-2019, 22:45 PM
      • Borrowing against property to invest in shares etc
        New here, just wondered what people in property thought about borrowing against a BTL property, to invest in shares (either plcs or start ups) - so relatively risky but big growth potential.

        Is it a totally crazy idea, or perhaps not, if you can afford the interest payments, and you accept...
        17-10-2019, 08:40 AM