Finance & Investment Questions

		Statistics	Last Post
Sticky: Mortgage News by loanarranger Started by loanarranger, 23-12-2015, 19:43 PM	359 responses 23,149 views 0 likes	Last Post by loanarranger 09-04-2020, 17:02 PM
Landlord - Tenant financial hardship due to coronavirus by Matthew_Wilde Started by Matthew_Wilde, 25-03-2020, 14:21 PM	16 responses 553 views 0 likes	Last Post by The Secret Landlord 06-04-2020, 07:07 AM
Bank of England rate drop? by Diversity Started by Diversity, 19-03-2020, 09:46 AM	12 responses 167 views 0 likes	Last Post by loanarranger 03-04-2020, 09:56 AM
Stamp duty re 2nd home by Anna1985 Started by Anna1985, 02-04-2020, 12:30 PM	1 response 44 views 0 likes	Last Post by jpkeates 02-04-2020, 14:27 PM
Not paying btl mortgage by Propertygoesup Started by Propertygoesup, 25-03-2020, 16:28 PM	19 responses 277 views 0 likes	Last Post by sam_cat 30-03-2020, 17:37 PM
Government grant and 80% wages being paid due to Corona by Raiden328i Started by Raiden328i, 27-03-2020, 18:16 PM	1 response 87 views 0 likes	Last Post by jpkeates 28-03-2020, 10:36 AM
Banks offering payment holidays however no payment will affect your credit rating by Stacker Started by Stacker, 21-03-2020, 19:09 PM	10 responses 144 views 0 likes	Last Post by jpkeates 26-03-2020, 10:48 AM
Coronavirus impact by jpkeates Started by jpkeates, 10-03-2020, 09:50 AM	19 responses 857 views 0 likes	Last Post by boletus 17-03-2020, 11:34 AM
Good time to bed & ISA by JK0 Started by JK0, 16-03-2020, 22:40 PM	0 responses 60 views 0 likes	Last Post by JK0 16-03-2020, 22:40 PM
Remortgage - rates to go lower? by leasee123 Started by leasee123, 15-03-2020, 13:08 PM	5 responses 103 views 0 likes	Last Post by jpkeates 15-03-2020, 19:11 PM
To Sell or not to Sell by bmw75 Started by bmw75, 07-01-2020, 14:07 PM	6 responses 214 views 0 likes	Last Post by DPT57 15-03-2020, 09:49 AM

Mortgage News

by loanarranger

The following article has appeared in one of the Mortgage Trade journals reporting on views expressed by the Association of Mortgage Intermediaries an influential trade body within the mortgage industry.

"Mortgage rates are likely to rise in the first quarter of 2016 as lenders look...
- Channel: Finance & Investment Questions
23-12-2015, 19:43 PM
Reply to Mortgage News

by loanarranger

I participated in a mortgage related webinar this afternoon , the key participants were the MD and Head of Sales of Foundation Home Loans and arranged by the editor of Mortgage Introducer, for anyone with either a Residential Mortgage or Buy to Let loan which was originated through lenders like FHL...
- Channel: Finance & Investment Questions
09-04-2020, 17:02 PM
Reply to Mortgage News

by loanarranger

The following is an extract of a brokers briefing note from Coventry / Godiva relating primarily to Remortgage but with a note on making an application where presently a payment holiday is being taken on a current property.

“ ...
- Channel: Finance & Investment Questions
09-04-2020, 06:57 AM
Reply to Mortgage News

by loanarranger

Updated correction re The Mortgage Lender
This lender has announced the withdrawal of the 80% LtV across its mortgage range limiting to 75%, additionally they have announced an increase of 0.3% across its entire mortgage product range. Before anyone questions the rationale of rates increasing...
- Channel: Finance & Investment Questions
07-04-2020, 21:24 PM
Reply to Mortgage News

by loanarranger

Here are the following changes announced today , in the main they relate to residential home loans, the criteria indicated by HSBC for those persons furloughed is being replicated by some other lenders so if remortgaging or purchasing , I would advocate speaking with your broker or trying to called...
- Channel: Finance & Investment Questions
07-04-2020, 20:41 PM
Reply to Mortgage News

by loanarranger
The market continues to change and not for the better judging from the following lender announcements.

”Lenders who have paused accepting new mortgage applications:
- Clydesdale Bank are not currently accepting new Purchase applications on either Residential or Buy to Let
- Virgin Money
...
- Channel: Finance & Investment Questions
06-04-2020, 20:38 PM
Reply to Mortgage News

by loanarranger

HSBC have announced a system of restricting the daily acceptance of new mortgage applications and for the present have stopped the acceptance of maximum LtV applications ( 95%)
- Channel: Finance & Investment Questions
06-04-2020, 18:25 PM
Reply to Landlord - Tenant financial hardship due to coronavirus

by The Secret Landlord

Have your tenants lost their job? It is not clear why they will be in hardship? Have they done a budget? Gone through all outgoings?

It's important for people to really get a handle on their finances and understand what the real issues are right now.
- Channel: Finance & Investment Questions
06-04-2020, 07:07 AM
Landlord - Tenant financial hardship due to coronavirus

by Matthew_Wilde

I am really struggling to get any advice so wondered if anyone on here could point me in the correct direction, please?

I have one rental property which has a Barclays buy to let mortgage. The tenants have been in the house since I first let it - over 5 years. They have always paid on time...
- Channel: Finance & Investment Questions
25-03-2020, 14:21 PM
Reply to Mortgage News

by loanarranger

Here is an extract from a briefing note on amended lending criteria from Nat West and Nationwide for those affected in employment terms ( Furloughed) and who are applying for a mortgage.

Nationwide and NatWest have outlined their affordability criteria for people impacted by the Covid-19...
- Channel: Finance & Investment Questions
03-04-2020, 12:18 PM

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