Finance & Investment Questions

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Sticky: Mortgage News by loanarranger Started by loanarranger, 23-12-2015, 19:43 PM	466 responses 28,670 views 0 likes	Last Post by loanarranger 12-07-2021, 15:48 PM
Company goes bust - overage payable? by royw Started by royw, 21-09-2021, 19:51 PM	3 responses 40 views 0 likes	Last Post by royw 22-09-2021, 08:34 AM
What it is going to be? by Anna1985 Started by Anna1985, 19-09-2021, 13:06 PM	7 responses 119 views 0 likes	Last Post by Gordon999 21-09-2021, 18:46 PM
Will getting a new AIP invalid my old one? by throwaway1234 Started by throwaway1234, 19-09-2021, 19:14 PM	3 responses 38 views 0 likes	Last Post by loanarranger 19-09-2021, 21:30 PM
Short or long term fix for residential mortgage? by BTL investor Started by BTL investor, 07-09-2021, 12:12 PM	10 responses 121 views 0 likes	Last Post by Section20z 19-09-2021, 21:19 PM
BTL conversion to residential with no ERC by throwaway1234 Started by throwaway1234, 16-09-2021, 15:12 PM	8 responses 115 views 0 likes	Last Post by throwaway1234 17-09-2021, 13:04 PM
Investment advice by daveyd88 Started by daveyd88, 10-09-2021, 16:20 PM	26 responses 302 views 0 likes	Last Post by jpucng62 13-09-2021, 11:05 AM
Is a housing correction going to happen soon? by ash72 Started by ash72, 28-08-2021, 20:39 PM	18 responses 424 views 0 likes	Last Post by jpkeates 10-09-2021, 09:32 AM
Growth of flats vs houses, even if both freehold? by Hoppimike Started by Hoppimike, 17-08-2021, 14:59 PM	20 responses 357 views 0 likes	Last Post by Hoppimike 09-09-2021, 13:28 PM
Is BTL worth it for a new investor by Neelix Started by Neelix, 27-08-2021, 07:03 AM	19 responses 460 views 0 likes	Last Post by Gordon999 30-08-2021, 19:38 PM
Escalation clause by alsjack Started by alsjack, 06-08-2021, 17:14 PM	5 responses 79 views 0 likes	Last Post by theartfullodger 23-08-2021, 10:53 AM

Reply to Company goes bust - overage payable?

by royw

You're right. Overage - also known as claw back - payment of a proportion of the uplift in value when residential/agricultural land becomes building land....
- Channel: Finance & Investment Questions
22-09-2021, 08:34 AM
Company goes bust - overage payable?

by royw

Property with land bought by a company, overage clause registered at LR. PP granted and overage due, company goes bust before it's paid. Will the original owner get the overage due or will they be in the queue behind the bank and get circa 2p in the £?
This is theoretical ATM, just looking for...
- Channel: Finance & Investment Questions
21-09-2021, 19:51 PM
Reply to Company goes bust - overage payable?

by BTL investor

ATM - At the moment
PP - Planning permission (I think)...
- Channel: Finance & Investment Questions
22-09-2021, 08:12 AM
Reply to Company goes bust - overage payable?

by Gordon999

What is an overage clause ? What is PP and ATM ?...
- Channel: Finance & Investment Questions
22-09-2021, 08:00 AM
Reply to What it is going to be?

by Gordon999

During past 50 years , house prices are up from £4K to £260K = 60 times.

During past 50 years . job income are up from £1K to £30K = 30 times.

So house prices are going up /salaries going down...
- Channel: Finance & Investment Questions
21-09-2021, 18:46 PM
What it is going to be?

by Anna1985

Energy prices up, food prices up, inflation up, taxes up.

What is going to happen to house prices? Are they to go up? Or we are going to witness something not seen for while?
House prices going down/salaries going up?
- Channel: Finance & Investment Questions
19-09-2021, 13:06 PM
Reply to What it is going to be?

by Gordon999

UK average house prices reached a record high of £266,000 in June 2021, which is £31,000 higher than this time last year. Average house prices increased over the year in England to £284,000 (13.3%), in Wales to £195,000 (16.7%), in Scotland to £174,000 (12.0%) and in Northern Ireland to £153,000...
- Channel: Finance & Investment Questions
21-09-2021, 18:36 PM
Reply to What it is going to be?

by Gordon999

Around 1970s, roughly 50 Years ago, it was possible to buy a new house for under £5000.

This was a rocky decade. Widespread unrest and hardship on the one hand and a boom in home ownership on the other.

The mortgage market took off and house prices flew. At the start of...
- Channel: Finance & Investment Questions
21-09-2021, 18:23 PM
Reply to What it is going to be?

by jpkeates

Salaries will go up (demand is greater than supply).
That will increase the cost of most things, as the higher costs are passed on.
House prices and rents will increase, because, again, demand is higher than supply, but there is a natural cap created by wages (as people are paid more the...
- Channel: Finance & Investment Questions
20-09-2021, 07:56 AM
Reply to Will getting a new AIP invalid my old one?

by loanarranger

For the purpose of clarifying actual offers of loan , much depends on whether the application is for residential Homeownership or Buy to Let:-

Residential Mortgage offers are valid for 6 months
Buy to Let in all its guises are in the main valid for three months, a minority do have...
- Channel: Finance & Investment Questions
19-09-2021, 21:30 PM

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