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Started by loanarranger, 23-12-2015, 18:43 PM
289 responses
21,822 views
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Last Post loanarranger  
Started by Propertygoesup, 16-06-2019, 06:30 AM
0 responses
24 views
0 likes
Last Post Propertygoesup  
Started by Steven King, 08-06-2019, 08:14 AM
2 responses
54 views
0 likes
Last Post loanarranger  
Started by Propertygoesup, 06-06-2019, 19:57 PM
6 responses
75 views
0 likes
Last Post leaseholder64  
Started by leasee123, 06-06-2019, 18:11 PM
2 responses
69 views
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Last Post leasee123  
Started by HenryMorley, 04-06-2019, 12:13 PM
8 responses
108 views
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Last Post HenryMorley  
Started by mikeF00, 05-06-2019, 07:52 AM
1 response
42 views
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Last Post jpkeates  
Started by Cameron9988, 14-05-2019, 13:59 PM
4 responses
105 views
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Last Post Gordon999  
Started by deb_hyp, 03-06-2019, 11:03 AM
2 responses
30 views
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Last Post Gordon999  
Started by Peter42, 23-05-2019, 14:27 PM
5 responses
141 views
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Last Post MOONRIVER  
Started by ontljoshi, 29-05-2019, 12:20 PM
4 responses
70 views
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Last Post loanarranger  
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Latest Topics

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  • All in on property?
    Propertygoesup
    Hi all, I'm a postman aged 37. I have one buy to let on a 5 year interest only deal. Value 230k, mortgage 150k long term tenant. I have 40k in the bank. I have one current account, no loans, credit cards, savings or pension. Only direct debits are the mortgage and mobile phone.
    I am currently...
    16-06-2019, 06:30 AM
  • Mortgage News
    loanarranger
    The following article has appeared in one of the Mortgage Trade journals reporting on views expressed by the Association of Mortgage Intermediaries an influential trade body within the mortgage industry.

    "Mortgage rates are likely to rise in the first quarter of 2016 as lenders look...
    23-12-2015, 18:43 PM
  • Reply to Mortgage News
    loanarranger
    An interesting article appeared in the Trade Press using data from Property Solvers , for those Forum readers with property in London & South East this confirms what we have experienced on mortgage valuations irrespective of whether it is a Home Owner or Buy to Let application.

    South...
    13-06-2019, 09:54 AM
  • commercial loan/mortgage
    Steven King
    Can anyone recommend a company/bank for a commercial loan/mortgage we have a property fully let 2 commercial and 5 rentals. what sort of rates and terms available for say 50k to 100k for use on another development.

    Cheers
    Steve...
    08-06-2019, 08:14 AM
  • Reply to commercial loan/mortgage
    loanarranger
    Outside of the main Clearing Banks , you can contact the following:-
    Aldermore Commercial
    Interbay
    Shawbrook
    Handelsbanken
    Bath Building Society
    Keystone Property Finance
    Much will depend on the size of the residential content compared to the two Commercial...
    08-06-2019, 15:06 PM
  • Reply to commercial loan/mortgage
    Gordon999
    Use google search for "BTL mortgages for companies"
    08-06-2019, 09:06 AM
  • Gatehouse
    Propertygoesup
    Anyone got experience with shariah compliant banks such as gatehouse?
    it appears they require a 20% deposit with rates from 3.75% and no early repayment charge .
    Not sure if they have a rental requirement.
    Anyone know more?
    06-06-2019, 19:57 PM
  • Reply to Gatehouse
    leaseholder64
    I believe a lot of modern day human trafficking is associated with impossible debt burdens....
    07-06-2019, 14:26 PM
  • Reply to Gatehouse
    Gordon999
    The shariah compliant mortgage is intended for muslim borrowers who are not allowed by their religion to pay interest.

    Presumably in olden days a failure to pay the excessive daily interest charge meant the entire family was forfeited into slavery.

    But current tax rules should...
    07-06-2019, 12:54 PM
  • Reply to Gatehouse
    Letmein
    How should this rent charge be accounted for against tax? Is the income split between the joint parties? Does this avoid the interest tax credit and benefit high rate tax payers?

    All clearly a play on words, its interest by another name! If loks like a chicken....
    07-06-2019, 11:04 AM
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