Finance & Investment Questions

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Sticky: Mortgage News by loanarranger Started by loanarranger, 23-12-2015, 19:43 PM	419 responses 25,840 views 0 likes	Last Post by loanarranger 23-09-2020, 19:44 PM
Selling half of portfolio by Marty115 Started by Marty115, 09-09-2020, 21:44 PM	13 responses 247 views 0 likes	Last Post by Chester Perry 24-09-2020, 13:42 PM
Is it a good time to buy a buy to let? by Irisirene Started by Irisirene, 23-09-2020, 19:54 PM	13 responses 123 views 0 likes	Last Post by theartfullodger 24-09-2020, 13:33 PM
buying btl next to my other btl by Berlingogirl Started by Berlingogirl, 18-09-2020, 11:54 AM	7 responses 123 views 0 likes	Last Post by jpkeates 22-09-2020, 17:09 PM
Yields going forward by gnvqsos Started by gnvqsos, 17-09-2020, 07:45 AM	39 responses 516 views 0 likes	Last Post by jpkeates 21-09-2020, 14:45 PM
Newport South Wales by Iceboy74 Started by Iceboy74, 17-09-2020, 12:58 PM	4 responses 75 views 0 likes	Last Post by Iceboy74 20-09-2020, 15:05 PM
EWS1, mortgaging 2-story properties.... by theartfullodger Started by theartfullodger, 16-09-2020, 07:20 AM	4 responses 66 views 0 likes	Last Post by theartfullodger 20-09-2020, 08:12 AM
Tenants in common B2L mortgage implications? by Mark Darlington Started by Mark Darlington, 15-09-2020, 13:31 PM	5 responses 59 views 0 likes	Last Post by Lawcruncher 16-09-2020, 10:10 AM
How do I correctly compare two mortgage deals? by mrsilver Started by mrsilver, 09-09-2020, 20:29 PM	10 responses 119 views 0 likes	Last Post by Gordon999 11-09-2020, 21:12 PM
porting mortgage period by gomo Started by gomo, 11-09-2020, 08:18 AM	4 responses 27 views 0 likes	Last Post by jpucng62 11-09-2020, 17:02 PM
BTL Loan, no income - company by ab54666 Started by ab54666, 08-09-2020, 13:42 PM	5 responses 98 views 0 likes	Last Post by ab54666 11-09-2020, 15:45 PM

Reply to Selling half of portfolio

by Chester Perry

The very place I am at. Currently starting a top to bottom refurb of trashed empty property Ive just got back and undecided whether to sell, re let or just leave empty on completion....
- Channel: Finance & Investment Questions
24-09-2020, 13:42 PM
Selling half of portfolio

by Marty115

Hi all,

I got into the market all at once between 2017-2018, paid a fair amount in stamp duty. I got into this as a long investment but looking into all the facts and figures and it just doesn't seem good enough. Stamp duty payments have pretty much cancelled out my appreciation. I get...
- Channel: Finance & Investment Questions
09-09-2020, 21:44 PM
Reply to Is it a good time to buy a buy to let?

by theartfullodger

Iris. We can give you an accurate answer in 5 or 10 years time. Anything else a guess. But with covid19 & be++it I'm expecting rough times.

Bozo the clown's new son is holidaying on lake Como. Gives you confidence in our esteemed government?
- Channel: Finance & Investment Questions
24-09-2020, 13:33 PM
Is it a good time to buy a buy to let?

by Irisirene

Hi, I am new to the btl. What does everyone think about a buy to let on the current economic situation?

We have 75% equity in our property and we are thinking about doing a buy to let, the uncertainty in the current market does worry us but it seems like a waste if we don’t make use...
- Channel: Finance & Investment Questions
23-09-2020, 19:54 PM
Reply to Is it a good time to buy a buy to let?

by Jon66

You are not inexperienced and know the difficulties and the market.

I would not mortgage or remortgage my main residence for a buy to let at the moment and I'm experienced.
If values fall as some predict you could be stuck with loan to value being high and unable to secure best rates....
- Channel: Finance & Investment Questions
24-09-2020, 13:03 PM
Reply to Is it a good time to buy a buy to let?

by Berlingogirl

Sometimes I think now is a great time to get another BTL and then sometimes I don't. However, a property has come up next one I already own and it's in a good position re: railway, buses, Mways, shops and banks. It is a 2/3 bed with off street parking and cellar. I'm going for it....
- Channel: Finance & Investment Questions
24-09-2020, 12:48 PM
Reply to Is it a good time to buy a buy to let?

by doobrey

Agreed. This sort of legislation seems the main reason for caution at the moment. I would say LL's risk exposure is higher now than it has been for a very long time, and there is no sign of that changing any time soon....
- Channel: Finance & Investment Questions
24-09-2020, 08:41 AM
Reply to Is it a good time to buy a buy to let?

by Celibin

I meant more like Abolition of Section 21 Where is the govt plan on this?. Capital gains changes is something that can never be really predicted for the future
There is quite a lot of scaremongering re all these things . House prices have always gone up and down...
- Channel: Finance & Investment Questions
24-09-2020, 08:09 AM
Reply to Is it a good time to buy a buy to let?

by Irisirene

Thank you all for your wisdom

I hope I don’t sound silly, isn’t it relative?
As we will be using our equity from our property to buy a second property when the market the price falls the value of our property with fall too?

Celibin
Have you considered legislative...
- Channel: Finance & Investment Questions
24-09-2020, 07:27 AM
Reply to Is it a good time to buy a buy to let?

by Celibin

If you think over the longer term that there will be tenants to pay the rent then do it.
Provided you are not forced into selling as you cannot let then you will be fine as whatever happens longer term the recession will eventually end and prices recover.
Have you considered legislative...
- Channel: Finance & Investment Questions
24-09-2020, 06:07 AM

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