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Latest Topics


  • Reply to BTL mortgage while currently living at property
    by loanarranger
    If yourproperty is in Mortgage and you genuinely need to move away from yourpresent base , firstly contact your lender and seek a Consent to Let, this if granted can be allowed for 12 months or indeed open ended, but if granted you will need an AST and for your Insurers to be notified of the situation....
    22-01-2021, 23:22 PM
  • BTL mortgage while currently living at property
    by Paddysreturn

    I would like to rent out my home and move away from london to rent another property. Can I obtain a BTL mortgage while still living in my own property and what is the normal period of grace allowed to move out once obtaining the mortgage?

    Obviously I could move out before...
    22-01-2021, 23:09 PM
  • Finance & Investment Questions
  • Reply to Court review
    by ddq
    Thanks, hybrice. My hearing was over. My solicitor attended. After the hearing, the tenant approached me, showing me his bank overdrafts of about the rent arrears, and that his car had been transferred to his ex-wife. I know he would never leave anything under his name so writs will be of no use. But...
    22-01-2021, 23:20 PM
  • Court review
    by OS7
    My possession claim is up for review today. I thought “ finally” . It was marked on review documentation to be at 12:00 05/11. I received no calls from anyone as yet. Could someone who has undergone review, please let me know if I have to make the call. I am worried that no one...
    05-11-2020, 15:15 PM
  • Residential Letting Questions
  • Reply to Mortgage News
    by loanarranger
    You may indeed be correct , but it is evident that arrears are impacted by a failure to deal with individual unsecured debts which have proliferated due to a “ low interest rate “ environment, these are additionally compounded by PCP contracts on vehicles which in the main are standing idle because...
    22-01-2021, 23:14 PM
  • Mortgage News
    by loanarranger
    The following article has appeared in one of the Mortgage Trade journals reporting on views expressed by the Association of Mortgage Intermediaries an influential trade body within the mortgage industry.

    "Mortgage rates are likely to rise in the first quarter of 2016 as lenders look...
    23-12-2015, 19:43 PM
  • BTL - Council Tax Bill - Ancient!
    by Claymore

    Today I have received a Council Tax Bill - I had to have a double-look when I saw the date. Its for a two-week period in July 2010! So, it's taken 10 years and 6 months to send me a bill.

    As it is so long ago, I have no records to check to see if I had been invoiced previously...
    22-01-2021, 22:59 PM
  • Pandemic problems
    by Propertyhack
    I am writing a piece for a broadsheet national newspaper on how the pandemic has impacted on landlords, what with so many tenants in arrears. I'm looking for landlords willing to talk to me, on the record, about what 2020/1 has done to them. I'm interested in small scale landlords, who own just one...
    22-01-2021, 22:58 PM